Secure payment

Secure Payment Policy

Overview

  • We are committed to protecting your payment information and providing a secure checkout experience on www.noxrdusa.com
  • This policy explains how we process and protect payments.
Accepted Payment Methods
  • Credit and debit cards processed via Stripe or Paypal
  • PayPal (including PayPal balance, linked cards, and bank accounts as available in your region).
  • We may add or remove payment methods at any time.
How We Process Payments
  • All card payments are processed by our PCI DSS–compliant partners: Stripe and PayPal.
  • We do not collect, store, or have access to your full credit card number, CVV, or bank account details on our servers.
  • For card payments, your card details are entered into Stripe’s secure, encrypted payment fields or securely transmitted to Stripe using tokenization.
  • For PayPal payments, you are redirected to PayPal’s secure environment to complete the transaction.
Security Measures
  • Our website uses SSL/TLS encryption across the entire site (HTTPS) to protect data in transit.
  • We implement additional security controls such as firewalls, regular security patches, and access controls to safeguard our systems.
  • Where supported, we may use strong customer authentication (e.g., 3D Secure) to help prevent unauthorized transactions.
  • We never request your full card details by email, chat, or phone.
PCI DSS and Compliance
  • Stripe and PayPal are certified to the Payment Card Industry Data Security Standard (PCI DSS).
  • Because payments are handled by these providers, your sensitive payment data is processed in a PCI DSS–compliant environment.
Data Handling and Privacy
  • We may store limited non-sensitive payment metadata (e.g., transaction IDs, last 4 digits of card, card brand, expiration month/year, billing name and address) to:
    • Confirm your order, issue refunds, prevent fraud, and meet legal and accounting requirements.
  • All personal information is handled in accordance with our Privacy Policy: [link to Privacy Policy].
Fraud Prevention
  • We use automated fraud detection and risk scoring provided by Stripe/PayPal and may request additional verification if suspicious activity is detected.
  • We reserve the right to decline or cancel orders if fraud or unauthorized activity is suspected.
Authorization, Charges, and Billing
  • When you submit an order, an authorization may be placed on your payment method. The final charge will occur when your order is confirmed.
  • Your statement may show our billing descriptor as “noxusa” or “noxusa – noxrdusa.com].”
  • Prices are listed in USD; applicable taxes, fees, and shipping will be shown at checkout.
Refunds and Cancellations
  • Refunds are issued to the original payment method via Stripe or PayPal in accordance with our Refund Policy: [link].
  • Processing times for refunds may vary by payment provider and bank.
Chargebacks and Disputes
  • If you believe a charge is incorrect or unauthorized, please contact us first at support@noxrdusa.com. We’ll work with Stripe/PayPal to investigate.
  • You may also dispute a transaction directly with your card issuer or PayPal under their policies.
Third-Party Links
  • If you navigate to Stripe or PayPal from our site, their terms and privacy policies will govern your use of their services.

Changes to This Policy

  • We may update this policy from time to time. Changes take effect upon posting on this page with a revised “10/16/2025.”
Contact Us
  • If you have questions about payments or security, contact us at: